Sunday, May 20, 2012

I can't believe this news

as of 10/31/2011 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.375% 4.559%
30-Year Fixed FHA 4.125% 5.112%
15-Year Fixed 3.625% 3.943%
5-Year ARM 2.500% 3.078%
5-Year ARM FHA 3.000% 3.113%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.375% 4.508%
30-Year Fixed FHA 4.250% 5.195%
5-Year ARM 2.750% 3.118%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 4.750% 4.886%
5-Year ARM 3.000% 3.205%
 
 

 
as of 08/04/2011 05:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.375% 4.559%
30-Year Fixed FHA 4.250% 5.251%
15-Year Fixed 3.375% 3.691%
5-Year ARM 2.750% 3.083%
5-Year ARM FHA 3.250% 3.311%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.375% 4.508%
30-Year Fixed FHA 4.250% 5.195%
5-Year ARM 3.000% 3.123%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 4.625% 4.760%
5-Year ARM 3.250% 3.211%
 
 

 
 
as of 07/16/2011 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.500% 4.686%
30-Year Fixed FHA 4.250% 5.251%
15-Year Fixed 3.625% 3.943%
5-Year ARM 2.875% 3.126%
5-Year ARM FHA 3.250% 3.311%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.500% 4.634%
30-Year Fixed FHA 4.250% 5.195%
5-Year ARM 3.125% 3.167%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 4.875% 5.012%
5-Year ARM 3.375% 3.255%
 
 
 

 
 
as of 07/09/2011 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.625% 4.812%
30-Year Fixed FHA 4.500% 5.523%
15-Year Fixed 3.750% 4.069%
5-Year ARM 3.000% 3.170%
5-Year ARM FHA 3.250% 3.311%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.750% 4.886%
30-Year Fixed FHA 4.625% 5.600%
5-Year ARM 3.250% 3.211%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.000% 5.138%
5-Year ARM 3.500% 3.299%
 
 
 

 
as of 06/15/2011 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.625% 4.812%
30-Year Fixed FHA 4.500% 5.523%
15-Year Fixed 3.750% 4.069%
5-Year ARM 2.750% 3.083%
5-Year ARM FHA 3.250% 3.236%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.625% 4.760%
30-Year Fixed FHA 4.625% 5.600%
5-Year ARM 3.125% 3.167%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.000% 5.138%
5-Year ARM 3.375% 3.255%
 
 

 
 
as of 05/28/2011 09:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.500% 4.686%
30-Year Fixed FHA 4.375% 5.385%
15-Year Fixed 3.750% 4.069%
5-Year ARM 2.875% 3.126%
5-Year ARM FHA 3.250% 3.311%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.500% 4.634%
30-Year Fixed FHA 4.500% 5.466%
5-Year ARM 3.250% 3.211%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.000% 5.138%
5-Year ARM 3.625% 3.343%
 
 
 
 

 
 
as of 05/15/2011 09:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.625% 4.812%
30-Year Fixed FHA 4.500% 5.523%
15-Year Fixed 3.750% 4.069%
5-Year ARM 3.000% 3.170%
5-Year ARM FHA 3.250% 3.311%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.625% 4.760%
30-Year Fixed FHA 4.500% 5.466%
5-Year ARM 3.125% 3.167%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.125% 5.264%
5-Year ARM 3.625% 3.343%
 
 
 
 

 
 
as of 05/01/2011 09:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.750% 4.939%
30-Year Fixed FHA 4.625% 5.657%
15-Year Fixed 3.875% 4.195%
5-Year ARM 3.000% 3.170%
5-Year ARM FHA 3.375% 3.373%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.750% 4.886%
30-Year Fixed FHA 4.750% 5.738%
5-Year ARM 3.125% 3.167%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.125% 5.264%
5-Year ARM 3.625% 3.343%
 
 
 
 

 
 
as of 04/25/2011 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.875% 5.065%
30-Year Fixed FHA 4.750% 5.796%
15-Year Fixed 4.000% 4.321%
5-Year ARM 3.125% 3.214%
5-Year ARM FHA 3.625% 3.498%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.875% 5.012%
30-Year Fixed FHA 4.750% 5.738%
5-Year ARM 3.250% 3.211%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.250% 5.390%
5-Year ARM 3.750% 3.388%
 
 
 

 
 
as of 04/17/2011 09:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.875% 5.065%
30-Year Fixed FHA 4.750% 5.624%
15-Year Fixed 4.125% 4.447%
5-Year ARM 3.250% 3.258%
5-Year ARM FHA 3.625% 3.351%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.875% 5.012%
30-Year Fixed FHA 4.750% 5.568%
5-Year ARM 3.375% 3.255%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.250% 5.390%
5-Year ARM 3.750% 3.388%
 
 
 

 
 
as of 04/10/2011 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 5.000% 5.191%
30-Year Fixed FHA 4.875% 5.760%
15-Year Fixed 4.250% 4.573%
5-Year ARM 3.375% 3.303%
5-Year ARM FHA 3.750% 3.411%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 5.125% 5.264%
30-Year Fixed FHA 4.875% 5.703%
5-Year ARM 3.500% 3.299%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.375% 5.516%
5-Year ARM 4.000% 3.478%

 
 
 

 
 
 
as of 03/31/2011 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 5.000% 5.191%
30-Year Fixed FHA 4.875% 5.760%
15-Year Fixed 4.250% 4.573%
5-Year ARM 3.500% 3.347%
5-Year ARM FHA 3.750% 3.411%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 5.125% 5.264%
30-Year Fixed FHA 4.875% 5.703%
5-Year ARM 3.750% 3.388%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.375% 5.516%
5-Year ARM 3.875% 3.433%
 
 
 

 
 
as of 03/21/2011 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.875% 5.065%
30-Year Fixed FHA 4.750% 5.624%
15-Year Fixed 4.125% 4.447%
5-Year ARM 3.250% 3.258%
5-Year ARM FHA 3.750% 3.411%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.875% 5.012%
30-Year Fixed FHA 4.750% 5.568%
5-Year ARM 3.500% 3.299%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.125% 5.264%
5-Year ARM 3.750% 3.388%
 
 
 

 
 
as of 03/13/2011 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.875% 5.065%
30-Year Fixed FHA 4.750% 5.624%
15-Year Fixed 4.250% 4.573%
5-Year ARM 3.375% 3.303%
5-Year ARM FHA 3.750% 3.411%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.875% 5.012%
30-Year Fixed FHA 4.750% 5.568%
5-Year ARM 3.625% 3.343%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.250% 5.390%
5-Year ARM 3.750% 3.388%
 
 

 
 
as of 03/05/2011 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 5.000% 5.191%
30-Year Fixed FHA 4.750% 5.624%
15-Year Fixed 4.250% 4.573%
5-Year ARM 3.500% 3.347%
5-Year ARM FHA 3.750% 3.411%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 5.000% 5.138%
30-Year Fixed FHA 4.875% 5.703%
5-Year ARM 3.750% 3.388%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.375% 5.516%
5-Year ARM 3.875%

3.433%

 
 

 
as of 03/01/2011 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.875% 5.065%
30-Year Fixed FHA 4.750% 5.624%
15-Year Fixed 4.250% 4.573%
5-Year ARM 3.375% 3.303%
5-Year ARM FHA 3.750% 3.411%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 5.000% 5.138%
30-Year Fixed FHA 4.750% 5.568%
5-Year ARM 3.625% 3.343%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.375% 5.516%
5-Year ARM 3.875% 3.433%
 

 
as of 02/19/2011 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 5.125% 5.318%
30-Year Fixed FHA 5.000% 5.893%
15-Year Fixed 4.375% 4.700%
5-Year ARM 3.500% 3.347%
5-Year ARM FHA 3.750% 3.411%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 5.250% 5.390%
30-Year Fixed FHA 5.000% 5.835%
5-Year ARM 3.750% 3.388%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.375% 5.516%
5-Year ARM 4.000% 3.478%
 
 
 
 

 
 
 
 
as of 02/10/2011 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 5.250% 5.444%
30-Year Fixed FHA 5.125% 6.028%
15-Year Fixed 4.500% 4.826%
5-Year ARM 3.625% 3.392%
5-Year ARM FHA 3.750% 3.411%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 5.250% 5.390%
30-Year Fixed FHA 5.250% 6.102%
5-Year ARM 3.875% 3.433%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.500% 5.643%
5-Year ARM 4.125% 3.523%
 
 
 
 

 
 
 
as of 02/02/2011 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.875% 5.065%
30-Year Fixed FHA 4.750% 5.624%
15-Year Fixed 4.250% 4.573%
5-Year ARM 3.250% 3.258%
5-Year ARM FHA 3.250% 3.170%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 5.000% 5.138%
30-Year Fixed FHA 4.750% 5.568%
5-Year ARM 3.625% 3.343%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.250% 5.390%
5-Year ARM 3.875% 3.433%
 
 
 
 

 
 
 
as of 01/19/2011 05:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.875% 5.065%
30-Year Fixed FHA 4.750% 5.624%
15-Year Fixed 4.250% 4.573%
5-Year ARM 3.250% 3.258%
5-Year ARM FHA 3.250% 3.170%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.875% 5.012%
30-Year Fixed FHA 4.750% 5.568%
5-Year ARM 3.625% 3.343%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.125% 5.264%
5-Year ARM 3.875% 3.433%



 
 
 
 

 
 
 
 
as of 12/31/2010 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.875% 5.065%
30-Year Fixed FHA 4.750% 5.624%
15-Year Fixed 4.250% 4.573%
5-Year ARM 3.500% 3.347%
5-Year ARM FHA 3.250% 3.170%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 5.125% 5.264%
30-Year Fixed FHA 4.875% 5.703%
5-Year ARM 3.750% 3.388%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.250% 5.390%
5-Year ARM 4.125% 3.523%

 
 
 
 

 
 
 
as of 12/25/2010 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.875% 5.065%
30-Year Fixed FHA 4.750% 5.624%
15-Year Fixed 4.250% 4.573%
5-Year ARM 3.500% 3.347%
5-Year ARM FHA 3.250% 3.170%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 5.125% 5.264%
30-Year Fixed FHA 4.750% 5.568%
5-Year ARM 3.875% 3.433%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.250% 5.390%
5-Year ARM 4.125% 3.523%

 

 
 
as of 12/17/2010 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 5.125% 5.318%
30-Year Fixed FHA 4.875% 5.760%
15-Year Fixed 4.375% 4.700%
5-Year ARM 3.375% 3.303%
5-Year ARM FHA 3.250% 3.170%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 5.250% 5.390%
30-Year Fixed FHA 5.000% 5.835%
5-Year ARM 3.750% 3.388%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.500% 5.643%
5-Year ARM 4.000% 3.478%

 
 

 
 
as of 12/11/2010 09:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.875% 5.065%
30-Year Fixed FHA 4.750% 5.624%
15-Year Fixed 4.250% 4.573%
5-Year ARM 3.375% 3.303%
5-Year ARM FHA 3.250% 3.170%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 5.000% 5.138%
30-Year Fixed FHA 4.750% 5.568%
5-Year ARM 3.625% 3.343%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.250% 5.390%
5-Year ARM 4.000% 3.478%

 
 
 
 
 

 
 
Unemployment on Friday ticked up to 9.8% from the prior month’s 9.6%.  Although this gave us a little boost in the Bonds to help stabilize long term rates it also gave the Fed more fuel to push the full dose of Quantitative Easing into our economy.  While this buying of Treasuries and Bonds by the Fed may help stimulate the economy it has shown that it has not been a friend to Home loan rates which have moved ½ percent in the last couple of weeks.  Home loan rates are still historically low and the incentive is there for Buyers to perhaps now get off the fence. Although light on economic news this week we still have QE@, treasury auctions and the European factor all still going on.  This will continue to keep volatility in the market and rates.
 
as of 12/04/2010 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.750% 4.939%
30-Year Fixed FHA 4.625% 5.488%
15-Year Fixed 4.125% 4.447%
5-Year ARM 3.000% 3.170%
5-Year ARM FHA 2.875% 3.000%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.875% 5.012%
30-Year Fixed FHA 4.750% 5.568%
5-Year ARM 3.375% 3.255%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.000% 5.138%
5-Year ARM 3.750% 3.388%

 
 
 
 
 

 
 
 
 
as of 12/01/2010 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.500% 4.686%
30-Year Fixed FHA 4.500% 5.356%
15-Year Fixed 3.875% 4.195%
5-Year ARM 3.000% 3.170%
5-Year ARM FHA 2.875% 3.000%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.625% 4.760%
30-Year Fixed FHA 4.625% 5.432%
5-Year ARM 3.375% 3.255%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.000% 5.138%
5-Year ARM 3.750% 3.388%

 
 
 
 

 
 
 
 
as of 11/25/2010 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.625% 4.812%
30-Year Fixed FHA 4.500% 5.356%
15-Year Fixed 3.875% 4.195%
5-Year ARM 3.000% 3.170%
5-Year ARM FHA 2.750% 2.948%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.750% 4.886%
30-Year Fixed FHA 4.750% 5.568%
5-Year ARM 3.375% 3.255%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 4.875% 5.012%
5-Year ARM 3.750% 3.388%
 
 
 
 
 

 
 
 
 as of 11/20/2010 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.500% 4.686%
30-Year Fixed FHA 4.500% 5.356%
15-Year Fixed 3.875% 4.195%
5-Year ARM 3.000% 3.170%
5-Year ARM FHA 2.875% 3.000%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.750% 4.886%
30-Year Fixed FHA 4.625% 5.432%
5-Year ARM 3.375% 3.255%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 4.875% 5.012%
5-Year ARM 3.750% 3.388%
 
 
 
 

 
 
as of 11/16/2010 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.625% 4.812%
30-Year Fixed FHA 4.500% 5.356%
15-Year Fixed 3.875% 4.195%
5-Year ARM 3.125% 3.214%
5-Year ARM FHA 2.875% 3.000%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.750% 4.886%
30-Year Fixed FHA 4.750% 5.568%
5-Year ARM 3.375% 3.255%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 4.875% 5.012%
5-Year ARM 3.625% 3.343%

 
 
 

 
 
 
as of 11/09/2010 07:00 AM Eastern
Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.250% 4.433%
30-Year Fixed FHA 4.250% 5.087%
15-Year Fixed 3.625% 3.943%
5-Year ARM 2.875% 3.126%
5-Year ARM FHA 2.750% 2.948%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.375% 4.508%
30-Year Fixed FHA 4.250% 5.032%
5-Year ARM 3.125% 3.167%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 4.875% 5.012%
5-Year ARM 3.750% 3.388%
 
 
 
 
 

 
 
 
as of 11/03/2010 07:00 AM Eastern

Product Interest Rate APR
Conforming 1and FHA Loans
30-Year Fixed 4.250% 4.433%
30-Year Fixed FHA 4.250% 5.087%
15-Year Fixed 3.750% 4.069%
5-Year ARM 2.875% 3.126%
5-Year ARM FHA 2.750% 2.948%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 4.375% 4.508%
30-Year Fixed FHA 4.375% 5.165%
5-Year ARM 3.125% 3.167%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 4.875% 5.012%
5-Year ARM 3.750% 3.388%

 

 


 

 

 

Rates as of:  Saturday September 25, 2010

             
     

Conventional 30 Year Fixed Rate

 

4.250%

   
     

Conventional 15 Year Fixed Rate

 

3.750%

   

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

     

Conventional 7/1 ARM

 

3.375%

   
     

MN Housing FHA/VA

 

3.750%

   
     

MN Housing Conv 100%

 

4.500%

   
               
     

FHA Fixed Rate

 

4.250%

   
               

 

 

 

 

 

 

 

 

 

 

 

VA 30 Year Fixed Rate

 

4.250%

 

 

             
 

*  Please note rates quoted are for purchase transactions only.  Government loans assume 620+ scores and Conventional assume 720+ scores.  Please call for individual quotes and edits

NEW:  Fannie Mae announced with their newest DU update that borrower do not have to have 3/5% of their own cash for down payment.  Gift and other acceptable sources are acceptable.  This is a great new change for our Conventional clients.

For More Information Contact:

Kathy Harrison Bell Mortgage

Direct-  952-278-8708

Cell-  612-386-8856

Website: www.financinghelp.com

 

 

 


 

 

Rates as of:  Saturday September 18, 2010

             
     

Conventional 30 Year Fixed Rate

 

4.250%

   
     

Conventional 15 Year Fixed Rate

 

3.750%

   

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

     

Conventional 7 year ARM

 

3.625%

   
     

MN Housing Conv 100%

 

4.500%

   
     

MN Housing FHA/VA

 

3.750%

   
               
     

FHA Fixed Rate

 

4.250%

   
               

 

 

 

 

 

 

 

 

 

 

 

VA 30 Year Fixed Rate

 

4.250%

 

 

             
 

*  Rates quoted are for purchase transactions only.  Rates assume at least a 620+ score for government loans and a 720+ score for Conventional.  Please call for individual quotes.

For More Information Contact:

Kathy Harrison Bell Mortgage

Direct-  952-278-8708

Cell-  612-386-8856

Website: www.financinghelp.com

 

 


 

 

Rates as of:  Saturday September 11, 2010

             
     

Conventional 30 Year Fixed Rate

 

4.250%

   
     

Conventional 15 Year Fixed Rate

 

3.750%

   

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

     

Conventional 5 year ARM

 

3.125%

   
     

MHFA – 30 YEAR FIXED

 

3.750%

   
     

MN HOUSING 0 DOWN

 

4.500%

   
               
     

FHA Fixed Rate

 

4.250%

   
               

 

 

 

 

 

 

 

 

 

 

 

VA 30 Year Fixed Rate

 

4.250%

 

 

             
 

*  Rates quoted are for purchase transactions only.  Government loans assume a 620 score and Conventional assume a 720+ score.  Please call for individual quotes.

 
           
 

 

 

 

 
 

 

LOWER first time buyers rates. 3.75% fixed rate.  Also the new Conventional 0 down for qualified borrowers dropped in rate this week as well.  The 3.75% is all counties FHA/VA loans.  Added purchasing power and 30 year fixed rate!  11 County Metro house price limit $298,125 – outside - $237,031.  Income limits(11 county)– 1-4 family - $84,000 – outside - $73,100.  Call for additional details.

 

*Remember the new FHA MIP rules go into effect for all case numbers October 4th and after.    

 

 
 

 

 

 

 
     
           
 

Please note this document is intended for Real Estate and Industry Professionals ONLY. This document is not intended for consumer viewing and does not disclose APR nor is it an offer to enter into an agreement subject to Minnesota State Statutes.

 
           

For More Information Contact:

Kathy Harrison Bell Mortgage

Direct-  952-278-8708

Cell-  612-386-8856

Website: www.financinghelp.com

 

 

 

 

 


 

 

Check out the one that didn't get away.......a very nice story provided by Bell Mortgage

http://www.bellmortgage.com/PR/BigFish/BigFish.html

 

 

 


 

       

Rates as of:  Saturday August 21,2010

             
     

Conventional 30 Year Fixed Rate

 

4.250%

   
     

Conventional 15 Year Fixed Rate

 

3.750%

   

 

 

 

 

 

 

 

 

 

 

 

Conventional 5 YR ARM

 

3.125%

 

 

               
     

MN Housing 30 YR

 

4.250%

   
     

MN Housing 100% Conv NO MI

 

5.000%

   
               
     

FHA Fixed Rate

 

4.250%

   
     

FHA 1 Year ARM

 

3.250%

   

 

 

 

 

 

 

 

 

 

 

 

VA 30 Year Fixed Rate

 

4.250%

 

 

             
 

*  Rates assume a 620+ score for Government loans and a 720+ score for conventional

Information furnished by Kathy Harrison from Bell Mortgage, for more information call Kathy Harrison at 952-278-8708 




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